Appendix 2

Public hearings

Members in attendance: Senators Hume, Ketter and McAllister

BROWN, Mr Steven, Director, Bureau Engagement, illion

CREMIN, Miss Geraldine, Head of Regulatory Compliance and Principles of Reciprocity and Data Exchange, Australian Retail Credit Association

DAVIS, Mrs Julia, Policy and Communications Officer, Financial Rights Legal Centre

FALK, Ms Angelene, Acting Australian Information Commissioner, and Acting Privacy Commissioner, Office of the Australian Information Commissioner

GILBERT, Mr Ian, Executive Director, Legal and Regulation, Australian Banking Association Incorporated

GORDON, Ms Helen, Chief Executive Officer, Australian Finance Industry Association

HIGGINS, Ms Sophie, Director, Regulation and Strategy, Office of the Australian Information Commissioner

KELLY, Mr James, Chief Adviser, Financial System Division, Treasury

KONSTANTINIDIS, Mr Poli, Executive General Manager, Credit Services and Decision Analytics A&NZ, Experian

LAING, Mr Michael, Executive Chairman, Australian Retail Credit Association

LANDIS, Ms Fiona, Director, Government Relations, Australian Banking Association Incorporated

NAMGYAL, Mr Danny, Policy Analyst, Financial System Division, Treasury

RAK, Ms Michelle, Senior Analyst, Law Design Office, Treasury

SCHNEIDER RUMBLE, Ms Anna, Law Design Office, Treasury

TEMPLE, Ms Katherine, Senior Policy Officer, Consumer Action Law Centre