Report

National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Bill 2018 [Provisions]

5 June 2018

View the report as a single document - (PDF 391KB)

View the report as separate downloadable parts:

Senate Economics Legislation Committee	(PDF 21KB)
Chapter 1 - Introduction	(PDF 84KB)
Conduct of the inquiry Context of amendments Overview of the bill Review of financial hardship arrangements and OAIC guidance Compatibility with Human Rights
Chapter 2 - Views on the bill	(PDF 179KB)
General support for the bill Benefits of CCR Interaction with the hardship provisions Scope of mandatory CCR Data privacy and security Vulnerable and lower income consumers Other matters raised Committee view
Additional Comments from Labor Senators	(PDF 81KB)
Repayment history information and the handling of hardship Concerns raised about cybersecurity risks Concerns raised that the benefits of comprehensive credit reporting will primarily accrue to the finance industry itself Concerns raised about privacy risks and use of data Government's handling of regulating the financial sector
Appendix 1 - Submissions, additional information, answers to questions on notice and tabled documents	(PDF 10KB)
Appendix 2 - Public hearings	(PDF 9KB)

Senate Standing Committees on Economics
PO Box 6100
Parliament House
Canberra ACT 2600

Phone: +61 2 6277 3540
economics.sen@aph.gov.au