Appendix 1

Appendix 1

Submissions, additional information, answers to questions on notice and tabled documents

Submissions

1 Mr Barry Jones
2 Financial Counselling Hunter Valley Project Inc
3 Legal Aid Queensland
4 Australian Financial Security Authority
5 TasCOSS
6 Australian Collectors & Debt Buyers Association
7 Anglicare Tasmania
8 Australian Finance Industry Association
9 The Salvation Army
10 Finance Sector Union
11 Care Inc
12 Australian Restructuring Insolvency & Turnaround Association
13 Financial Counsellors’ Association of NSW Inc
14 Personal Insolvency Professionals Association
15 Queensland Council of Social Service
16 Australian Retail Credit Association
17 Professor Ian Ramsay, Associate Professor Paul Ali & Ms Lucinda O'Brien
18 Zip Co Limited
19 NORA Network
20 Consumer Credit Legal Service (WA) Inc
21 Australian Securities and Investments Commission
22 CHOICE
23 Anglicare Australia
24 National Retail Association
25 Consumer Household Equipment Rental Providers’ Association
26 Afterpay
27 Moneybox Loans Pty Ltd
28 Australian Institute of Commercial Recovery
29 Customer Owned Banking Association
30 Uniting Church in Australia, Synod of Victoria and Tasmania
31 Financial Rights Legal Centre
32 Foundation for Alcohol Research and Education
33 Consumer Credit Law Centre SA
34 Community Legal Centres Queensland
35 Mentone Community Assistance and Information Bureau Inc.
36 NSW Financial Inclusion Network
37 Consumer Action Law Centre
38 Anglicare Sydney
39 Legal Aid NSW
40 Australian Banking Association
41 Finance Industry Delegation
42 Consumer Action Law Centre and Financial Rights Legal Centre
43 Cr Dominic WYKanak
44 COTA Australia
45 Name Withheld
46 Name Withheld
47 Name Withheld
48 Name Withheld
49 UnitingCare Australia
50 Good Shepherd Microfinance
51 National Credit Providers Association
52 Cash Converters
53 Min-it Software and Financiers Association of Australia
54 Name Withheld
55 NSW Small Business Commissioner
56 BaptistCare
57 Financial Counselling Australia (FCA)
58 Australian Financial Complaints Authority (AFCA)
59 Confidential
60 Maurice Blackburn Lawyers
61 AUSTRAC
62 NILS Network of Tasmania
63 Department of Social Services
64 MyBudget
65 Ms Michelle Matheson
66 Diverse Rentals
67 MyCRA Lawyers
68 City Finance
69 Ms Maria Rees

Additional information

1     Additional information provided by Ozerentals Pty Ltd on 6 December 2018. 

2     Additional information provided by Debt Negotiators on 18 December 2018. 

3     Additional information provided by Newsagents Association of NSW and ACT Ltd (NANA) on 20 December 2018. 

4     Additional information provided by Cash Converters on 16 January 2019. 

5     Additional information provided by Afterpay Touch Group Limited on 21 January 2019. 

6     Additional information provided by Financial Counselling Australia on 21 January 2019. 

7     Additional information provided by Consumer Action Law Centre on 21 February 2019. 

8     Additional information provided by Cash Converters on 21 February 2019. 

Answers to questions on notice

1     Finance Sector Union: Answers to questions on notice from public hearing dated 12 December 2018 (received 16 January 2019). 

2     Australian Securities and Investment Commission: Answers to questions on notice from public hearing dated 24 January 2019 (received 1 February 2019). 

3     Australian Financial Complaints Authority: Answers to questions on notice from public hearing dated 24 January 2019 (received 8 February 2019). 

4     Australian Financial Security Authority: Answers to questions on notice from public hearing dated 24 January 2019 (received 8 February 2019). 

5     Treasury: Answers to questions on notice from public hearing dated 24 January 2019 (received 8 February 2019). 

6     Department of Social Services: Answers to questions on notice from public hearing dated 24 January 2019 (received 8 February 2019). 

7     Queensland Council of Social Service: Answers to questions on notice from public hearing dated 22 January 2019 (received 11 February 2019).

8     Department of Human Services: Answers to questions on notice from public hearing dated 24 January 2019 (received 21 February 2019).


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