National Consumer Credit Protection Bill 2009 and related bills [Provisions]

7 September 2009

© Commonwealth of Australia 2009
ISBN 978-1-74229-145-1

View the report as a single document - (PDF 399KB)

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View the report as separate downloadable parts:

Membership of Committee	(PDF 41KB)
Chapter 1 - The Committee Inquiry	(PDF 45KB)
Introduction Conduct of the inquiry Timing and passage Structure of the report
Chapter 2 - Background and summary of the main National Consumer Credit Protection bills	(PDF 53KB)
A Brief History of Australia's Consumer Credit Laws The Consumer Credit Protection Reform Package
Chapter 3 - Comments on the main National Consumer Credit Protection bills	(PDF 120KB)
The Australian Credit Licence (ACL) Responsible lending provisions Responsibilities on retailers and lenders Responsibilities on lenders and brokers Disclosure Penalties, sanctions and remedies Hardship provisions
Chapter 4 - Margin lending, promissory notes and trustee corporations	(PDF 127KB)
Introduction Corporations Legislation Amendment (Financial Services Modernisation) Bill 2009 Margin Lending Trustee Corporations Promissory Notes and Debentures Conclusion
Coalition Senators’ Additional Comments	(PDF 28KB)
Timetable indecision Point of sale finance Credit licensing Consultation
APPENDIX 1 - Submissions Received	(PDF 22KB)
APPENDIX 2 - Public Hearings and Witnesses	(PDF 14KB)
APPENDIX 3	(PDF 11KB)

For further information, contact:

Committee Secretary
Senate Standing Committees on Economics
PO Box 6100
Parliament House
Canberra ACT 2600
Australia

Phone:	+61 2 6277 3540
Fax:	+61 2 6277 5719
Email:	economics.sen@aph.gov.au