APPENDIX 2

Public Hearings and Witnesses

CANBERRA, FRIDAY 21 AUGUST 2009

BEALE, Mr Timothy, Senior Adviser
Department of the Treasury

GALLO, Ms Alix, Manager, Corporations and Financial Services Division
Department of the Treasury

MIKULA, Mr Christian, Senior Adviser, Corporations and Financial Services Division
Department of the Treasury

MILLER, Mr Geoff, General Manager, Corporations and Financial Services Division
Department of the Treasury

SEWELL, Mr Mark, Manager, Corporations and Financial Services Division
Department of the Treasury

SYDNEY, MONDAY 24 AUGUST 2009

BELL, Mr David, Chief Executive Officer
Australian Bankers' Association

BRADY, Mr John, Director
National Financial Services Federation

BROPHY, Mr John, Director
National Financial Services Federation

CHONG, Mr Seng Wing, Chair, Regulations Committee
Financial Planning Association of Australia

CLARK, Mr Douglas, Policy Executive
Securities and Derivatives Industry Association

DEGOTARDI, Mr Mark, Head of Public Affairs
Abacus-Australian Mutuals

EALES, Mr Damian, Group General Manager
Financial Services and Marketing, David Jones

FITZPATRICK, Mr Ged, General Manager, Policy and Government Relations
Financial Planning Association of Australia

GIJSELMAN, Mr Matt, Senior Adviser, Policy and Public Affairs
Abacus-Australian Mutuals

GILBERT, Mr Ian, Director, Retail Regulatory Policy
Australian Bankers' Association

HORSFIELD, Mr David, Managing Director and Chief Executive Officer
Securities and Derivatives Industry Association

JOHNS, Mr Philip, Chief Executive Officer
National Financial Services Federation

MOODY, Mr Terence, Vice President
Commercial Asset Finance Brokers Association of Australia Ltd

NAYLOR, Mr Phillip, Chief Executive Officer
Mortgage and Finance Association of Australia

OSMOND, Mrs Margy, Chief Executive Officer
Australian National Retailers Association

PEARSON, Professor Gail, Professor of Business Law, University of Sydney

REDMOND, Mr Mark, Chairman
National Financial Services Federation

ROBERTS, Dr Malcolm, Director, Policy and Strategic Development
Australian National Retailers Association

SANDERS, Mr Deen, Deputy Chief Executive Officer
Financial Planning Association of Australia

VENGA, Mr Raj, Ombudsman
Credit Ombudsman Service Limited

WILLIAMS, Mr Troy, Lawyer
Abacus-Australian Mutuals

SYDNEY, WEDNESDAY 26 AUGUST 2009

BOND, Ms Carolyn, Co-CEO
Consumer Action Law Centre

BRODY, Mr Gerard, Senior Manager, Financial Inclusion
Brotherhood of St Laurence

HITTER, Ms Monique, Director, Civil Law, Legal Aid NSW
National Legal Aid

LANE, Ms Katherine, Principal Solicitor, Insurance Law Service
Consumer Credit Legal Centre NSW Inc.

MORATELLI, Mr John, Senior Solicitor, Legal Aid NSW
National Legal Aid

RICH, Ms Nicole, Director, Policy and Campaigns
Consumer Action Law Centre