|
AFIA
|
Australian Finance Industry Association
|
|
APR
|
annual percentage rate
|
|
ARCA
|
Australian Retail Credit Association
|
|
ASIC
|
Australian Securities and Investments Commission
|
|
BNPL
|
buy now pay later
|
|
CALC
|
Consumer Action Law Centre
|
|
Care Inc
|
Care Inc. Financial Counselling and the Consumer Law Centre of the ACT
|
|
CCLCSA
|
Consumer Credit Law Centre South Australia
|
|
CCLSWA
|
Consumer Credit Legal Service (Western Australia) Inc.
|
|
CHERPA
|
Consumer Household Equipment Rental Providers Association
|
|
Credit Act
|
National Consumer Credit Protection Act 2009
|
|
Credit Enhancements Act
|
Consumer Credit Legislation Amendment (Enhancements) Act 2012
|
|
Credit Regulations
|
National Consumer Credit Protection Regulations 2010
|
|
DSP
|
Disability Support Pension
|
|
EM
|
Explanatory Memorandum
|
|
FAA&MS
|
Financiers Association of Australia and Min-it Software
|
|
FCA
|
Financial Counselling Australia
|
|
FID
|
Finance Industry Delegation
|
|
financial hardship report
|
Inquiry into credit and financial products targeted at Australians at risk of financial hardship
|
|
FRLC
|
Financial Rights Legal Centre
|
|
Good Shepherd
|
Good Shepherd Australia and New Zealand
|
|
HRC
|
Parliamentary Joint Committee on Human Rights
|
|
HRCLS
|
Hume Riverina Community Legal Service
|
|
MBL
|
Maurice Blackburn Lawyers
|
|
NCOSS
|
NSW Council of Social Service
|
|
NCPA
|
National Credit Providers Association
|
|
NILS
|
no interest loan scheme
|
|
PEA
|
protected earnings amount
|
|
RBA
|
Reserve Bank of Australia
|
|
references committee
|
Senate Economics References Committee
|
|
RRP
|
recommended retail price
|
|
SACCs
|
small amount credit contracts
|
|
Scrutiny Committee
|
Senate Standing Committee on the Scrutiny of Bills
|
|
SDTA
|
Stop the Debt Trap Alliance
|
|
the bill
|
National Consumer Credit Protection Amendments (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2019 (No. 2)
|
|
the committee
|
Senate Economics Legislation Committee
|
|
the Review
|
Review of the Small Amount Credit Contract Laws
|
|
the Review Panel
|
Review panel for Review of Small Amount Credit Contract Laws
|
|
Treasury
|
Department of the Treasury
|