|
ABA
|
Australian Bankers' Association
|
|
Abacus
|
Abacus-Australian Mutuals
|
|
ACCC
|
Australian Competition and Consumer Commission
|
|
ADI
|
Authorised deposit-taking institution (i.e. a bank,
building society or credit union)
|
|
AFMA
|
Australian Financial Markets Association
|
|
AGAAP
|
Australian generally accepted accounting principles
|
|
AIFRS
|
Australian equivalents of the International Financial
Reporting Standards
|
|
ANZ
|
Australia and New Zealand Banking Group Limited
|
|
AOFM
|
Australian Office of Financial Management
|
|
APRA
|
Australian Prudential Regulation Authority
|
|
ASF
|
Australian Securitisation Forum
|
|
ASIC
|
Australian Securities and Investments Commission
|
|
ASIC Act
|
Australian Securities and Investments Commission Act
2001 (Cth)
|
|
ASX
|
Australian Securities Exchange
|
|
ATO
|
Australian Taxation Office
|
|
Basel Committee
|
Basel Committee on Banking Supervision
|
|
BBSW
|
Bank Bill Swap Reference Rate
|
|
BBSY
|
Bank Bill Swap Bid Rate
|
|
BCBS
|
see Basel Committee
|
|
CBA
|
Commonwealth Bank of Australia
|
|
CEO
|
Chief Executive Officer
|
|
CMB
|
Canada Mortgage Bond
|
|
CMHC
|
Canada Mortgage and Housing Corporation
|
|
Corporations Act
|
Corporations Act 2001 (Cth)
|
|
CSLF
|
Committed secured liquidity facility
|
|
CUBS
|
Credit unions and building societies
|
|
Dodd-Frank
|
Dodd-Frank Wall Street
Reform and Consumer Protection Act of 2010 (Pub. L. 111-203, 124
Stat. 1376) (US)
|
|
ECB
|
European Central Bank
|
|
EDR
|
External dispute resolution
|
|
EU
|
European Union
|
|
FATCA
|
Foreign Account Tax Compliance Act of 2010:
subtitle A of title V of the Hiring Incentives to Restore Employment
(HIRE) Act of 2010 (Pub. L. 111-147, 124 Stat. 71) (US)
|
|
FOS
|
Financial Ombudsman Service
|
|
G8
|
Group of Eight
|
|
G20
|
Group of Twenty
|
|
GDP
|
Gross domestic product
|
|
GFC
|
Global financial crisis
|
|
GST
|
Goods and services tax
|
|
HHI
|
Herfindahl–Hirschman Index
|
|
IMF
|
International Monetary Fund
|
|
LCR
|
Liquidity coverage ratio
|
|
Libor
|
London inter-bank offer rate
|
|
LVR
|
Loan-to-valuation ratio
|
|
MFAA
|
Mortgage and Finance Association of Australia
|
|
NAB
|
National Australia Bank Limited
|
|
National Housing Act
|
National Housing Act, R.S.C., 1985, c. N-11
(Canada)
|
|
NCCP Act
|
National Consumer Credit Protection Act 2009 (Cth)
|
|
NHAMBS
|
National Housing Act Mortgage-Backed Securities
|
|
NIM
|
Net interest margin
|
|
NOHC
|
Non-operating holding company
|
|
NSFR
|
Net stable funding ratio
|
|
RBA
|
Reserve Bank of Australia
|
|
RICS
|
Royal Institution of Chartered Surveyors
|
|
RMBS
|
Residential mortgage-backed securities
|
|
ROE
|
Return on equity
|
|
RWA
|
Risk-weighted assets
|
|
SME
|
Small and medium-sized enterprises
|
|
UK
|
United Kingdom of Great Britain and Northern Ireland
|
|
US
|
United States of America
|
|
WBC
|
Westpac Banking Corporation
|