APPENDIX 2

Public Hearing and Witnesses

BELL, Mr David Peter,
Chief Executive Officer, Australian Bankers Association

BRODY, Mr Gerard Gavan,
Director, Policy and Campaigns, Consumer Action Law Centre

CAMPTON, Mr Jonathan,
Researcher, St Vincent de Paul Society

FALZON, Dr John,
National Chief Executive Officer, St Vincent de Paul Society

FREEMAN, Miss Elissa,
Senior Policy Officer, CHOICE

GILBERT, Mr Ian Bruce,
Director, Retail Policy, Australian Bankers Association

PIDGEON, Ms Alison Louise,
Solicitor, Consumer Credit Legal Service of Western Australia

POLCZYNSKI, Ms Maria,
Member and Former Chair, Financial Services Committee, Law Council of Australia

RENOUF, Mr Gordon,
Director, Policy and Campaigns, CHOICE

SLADE, Mr Ben,
Member, Consumer Law Committee, Law Council of Australia

WAKEFORD, Ms Michelle,
Manager, Program Development, Brotherhood of St Laurence