APPENDIX 1

Submissions Received

Number Submitter

1 CONFIDENTIAL

2 Form Letters

3 Mr W J Orme

4 Ms Vera Martin

5 Mr John Curtis

6 Ray & ALex Thomas

7 & 7a Mr Paul Myers

8 CONFIDENTIAL

9 Mr Peter Golding

10 The Smith Family

11 Financial Counsellors Association of QLD

12 Australian Securities & Investments Commission (ASIC)

13 The Brotherhood of St Laurence

14 National Association of Community Legal Centres (NACLC)

15 Mr Kevin Cox

16 Combined Pensioners & Superannuants Association (CPSA)

17 Australian Banker's Association (ABA)

18 & 18a CHOICE & Consumer Action Law Centre

19 CONFIDENTIAL

20 The Salvation Army

21 Law Council of Australia

22 Mr John Christiansen

23 Mr Ian Bailey

24 Veda Advantage

25 Mr I Emmanuel

26 Carers Australia

27 National Association of Community Legal Centres (NACLC)

28 The Salvation Army (Australian Eastern Territory)

29 CONFIDENTIAL

30 Mr James Rowley

31 Mr Barry Redshaw

32 St Vincent de Paul Society National Council

33 ABACUS

34 Port Phillip Community Centre