29 April 2016
© Commonwealth of Australia 2016 ISBN 978-1-76010-417-7
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About the inquiry Structure of the Report
Australia's retirement income system Gender pay gap, gender retirement savings gap, and gender wealth gap Women's working lives Women in retirement Need for long and short term approaches
Equal pay for work of equal value Narrowing the gender pay gap within organisations
Women's workforce participation Flexible work arrangements Tax transfer system and workforce participation Access to affordable childcare Paid parental leave Older women and carers
Calls for a comprehensive review Valuing unpaid care
Summary of the superannuation savings gap Defining the objective of superannuation Taxation of superannuation Compulsory superannuation Other proposed structural changes to the superannuation system
Concessional contribution caps Super co-contribution scheme Employer initiatives—additional super contributions for female employees
The importance of the Age Pension, now and into the future Access to the Age Pension The adequacy of the Age Pension Committee view
Women in retirement and housing stress: a troubling trend Proposed measures to assist renters Accessing equity in the home
Current levels of financial literacy Target financial literacy programs
Three pillars of Australia's income system Gender pay gap Women's workforce participation Australia's retirement income system Incentives to contribute to superannuation The Age Pension Housing and economic security in retirement Financial literacy Summary
Inquiry findings Recommendations
Progressive super tax reform Gender-lens budgeting Flexible working arrangements Super top-ups for women Housing affordability Gender pay gap - pay transparency
Senate Standing Committees on EconomicsPO Box 6100Parliament HouseCanberra ACT 2600 Phone: +61 2 6277 3540economics.sen@aph.gov.au
An inquiry into the economic security for women in retirement.
19 Feb 2016: Canberra18 Feb 2016: Richmond12 Feb 2016: Sydney
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