Appendix 1

Submissions and additional information

1
Mr John Telford
2
Bank Reform Now
3
Mr William Ifield
4
Victims of Financial Fraud
5
Legal Aid NSW
6
Mr Geoff Marr
7
Mr Michael Sanderson
8
Mr Frank Bernabei
9
Name Withheld
10
Mr Ronan O'Connor
11
Mr John Kohl
12
Mr Ken Grundy
13
Ms Monica Mesch
14
Mr John Rawson OAM
15
Reverse Mortgage Finance Solutions
16
Mr Jarrad Fairlie
17
Mr Peter Holland
18
Ms Catherine Brown
19
Name Withheld
20
Mr Lynton Freeman
21
Name Withheld
22
Tom & Joy Jordan
23
CPA Australia
24
Confidential
25
Legal Aid Queensland
26
Digital Finance Analytics
27
Customer Owned Banking Association (COBA)
28
Ms Teresa Ferrigno
29
Mrs Janet Pukallus
30
Confidential
31
Good Shepherd Australia New Zealand
32
Barwon Community Legal Service
33
Mr Timothy Cragg
34
Anglicare Tasmania
35
Australian Small Business and Family Enterprise Ombudsman (ASBFEO)
36
Inspector-General of Taxation
37
Confidential
38
Financial Counselling Network & Partners
39
Women's Legal Service Queensland
40
Consumer Action Law Centre
41
Catholic Social Services Australia
42
Mr Ray Jans
43
Property Council of Australia
44
WEstjustice Community Legal Centre
45
Name Withheld
46
Mr Steven Mitchell
47
Name Withheld
48
The Salvation Army
49
Mortgage & Finance Association of Australia (MFAA)
50
Economic Abuse Reference Group
51
Australian Council of Trade Unions
52
Commercial & Asset Finance Brokers Association of Australia (CAFBA)
53
Mr Alan Quirk
54
The Tasmanian Council of Social Service (TasCOSS)
55
Stop the Debt Trap Alliance
56
Legal Services Commission of South Australia
57
South Australian Council of Social Service Inc
58
Name Withheld
59
Westpac
60
Maurice Blackburn Lawyers
61
Western Australian Council of Social Service Inc
62
Master Builders Australia
63
No Interest Loan Scheme (NILS) Network of Tasmania
64
Care Inc and ACTCOSS - Joint Submission
65
Anglicare Australia
66
Domestic Violence NSW
67
Financial Counselling Australia
68
Mrs Ann Lawler
69
Indigenous Consumer Assistance Network
70
Consumer Credit Legal Service (WA) Inc
71
CHOICE
72
UnitingCare Australia
73
Aspire 42 Financing Pty Ltd
74
Australian Prudential Regulation Authority
75
Mr David Neve
76
Uniting Communities Consumer Credit Law Centre SA
77
Consumer Household Equipment Rental Providers Association (CHERPA)
78
National Australia Bank
79
Australian Finance Group Ltd
80
Australian Banking Association
81
Redfern Legal Centre
82
Domestic Violence Victoria
83
Commonwealth Bank of Australia
84
Cash Converters
Attachment 1
85
Australian Retail Credit Association (ARCA)
86
National Credit Providers Association (NCPA)
87
Confidential
88
Housing Industry Association
89
Ms Wendy Bruce
90
Name Withheld
91
Consumer Law Academics
92
Suncorp Group Limited
93
Consumer Policy Research Centre (CPRC)
Attachment 1
94
Finance Brokers Association of Australia Limited (FBAA)
95
Australian Chamber of Commerce and Industry (ACCI)
96
Council of Small Business Organisations Australia (COSBOA)
97
ANZ
98
Dr Mark McGovern
99
Mr Keith Kerr
100
South Australian Government
101
Credit Reboot
102
Ms Rita Mazalevskis
103
Law Council of Australia
104
Kingsford Legal Centre
105
Mr Neil Skilbeck
106
Name Withheld
107
Name Withheld
108
Mrs Kay Christensen
109
Bendigo and Adelaide Bank
110
Australian Securities and Investment Commission (ASIC)
111
Ms Anita Shannon
112
Australian Finance Industry Association
Attachment 1
Attachment 2

Additional Information

1
100 Families WA: Insights into Hardship and Disadvantage in Perth, Western Australia: The 100 Families WA Baseline Report - Received as additional information from the Western Australian Council of Social Services (WACOSS)
2
100 Families WA Project August 2020: The Impact of COVID-19 on Families in Hardship in Western Australia - Received as additional information from the Western Australian Council of Social Services (WACOSS)

Answer to Question on Notice

1
Treasury Answer to a question on notice 1 (PN-IQ21-000020) from Tuesday 23 February 2021
2
Customer Owned Banking Association (COBA): Answers to questions on notice from a public hearing in Canberra on 26 February 2021
3
Economic Abuse Reference Group (EARG): Answers to questions on notice from a public hearing in Canberra on 26 February 2021
4
Australian Prudential Regulation Authority (APRA): Answer to a question on notice (01Qon) from a public hearing in Canberra on 26 February 2021
5
Australian Prudential Regulation Authority (APRA): Answer to a question on notice (01QW) from a public hearing in Canberra on 26 February 2021
6
Australian Prudential Regulation Authority (APRA): Answer to a question on notice (02QON) from a public hearing in Canberra on 26 February 2021
7
Australian Prudential Regulation Authority (APRA): Answer to a question on notice (02QW) from a public hearing in Canberra on 26 February 2021
8
Australian Prudential Regulation Authority (APRA): Answer to a question on notice (03QON) from a public hearing in Canberra on 26 February 2021
9
Australian Banking Association (ABA): Answers to Questions on Notice from Hearing in Canberra on 26 February 2021
10
Western Australian Council of Social Service (WACOSS): Answer to a question on notice from hearing in Canberra on 19 February 2021
11
CHOICE: Answer to a question on notice from a public hearing in Canberra on 19 February 2021
12
Australian Chamber of Commerce and Industry (ACCI): Answer to a question on notice from a public hearing in Canberra on Friday, 26 February 2021

Tabled Documents

1
Financial Counselling Australia: Opening Statement from the public hearing in Canberra on Friday, 19 February 2021
2
Financial Rights Legal Centre: Opening Statement from the public hearing in Canberra on Friday, 19 February 2021
3
WA Council of Social Services: Opening Statement from the public hearing in Canberra on Friday, 19 February 2021
4
Indigenous Consumer Assistance Network: Opening Statement from the public hearing in Canberra on Friday, 19 February 2021
5
Senator Andrew Bragg: 2009 Labor media release tabled in the public hearing in Canberra on Friday, 19 February 2021
6
Senator Andrew Bragg: 2020 Labor media release tabled in the public hearing in Canberra on Friday, 19 February 2021
7
Economic Abuse Reference Group: Opening Statement from the public hearing in Canberra on Friday, 26 February 2021
8
Customer Owned Banking Association (COBA): Opening Statement from the public hearing in Canberra on Friday, 26 February 2021
9
Commercial & Asset Finance Brokers Association of Australia (CAFBA): Opening Statement from the public hearing in Canberra on Friday, 26 February 2021
10
The Treasury: Opening Statement from the public hearing in Canberra on Friday, 26 February 2021

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