9.00 am - 10.30 am

Department of the Treasury (submission 120)
Mr Jim Murphy, Executive Director, Markets Group
Ms Irene Sim, General Manager, Retail Investor Division
Mr Ian Beckett, Acting General Manager, Financial System Division
Mr Christian Mikula, Manager, Consumer Credit Unit, Retail Investors Division, Markets Group

10.30 am - 10.45 am

Break

10.45 am - 11.45 am

Australian Bankers' Association (submission 46)
Mr Steven Münchenberg, Chief Executive Officer
Mr Tony Burke, Policy Director
Mr John Stamolis, Director of Statistics

11.45 am - 12.30 pm

Mortgage and Finance Association of Australia (submission 52)
Mr Phil Naylor, Chief Executive Officer

12.30 pm - 1.30 pm

Lunch break

1.30 pm - 2.15 pm

Australian Centre for Financial Studies (submission 49)
Professor Kevin Davis

2.15 pm - 3.00 pm

Banking and Finance Consumers Support Association (submission 91)
Ms Denise Brailey, President

3.00 pm - 3.15 pm

Break

3.15 pm - 4.00 pm

Australian Securities and Investments Commission (submission 97)
Mr Peter Kell, Commissioner
Mr Michael Saadat, Senior Manager, Deposit Takers & Issuers

4.00 pm - 4.45 pm

Mr Sean Butler (submissions 111 and 124)

4.45 pm

Adjournment