Appendix 2

Public Hearings and Witnesses

SYDNEY, 13 DECEMBER 2010

BECKETT, Mr Ian, Principal Adviser, Banking, Financial Systems Division, Department of the Treasury

BOURIS, Mr Mark Leigh, Executive Chairman,
Yellow Brick Road Wealth Management

CLYNE, Mr Cameron, Managing Director and Chief Executive Officer,
National Australia Bank

CORNISH, Associate Professor Selwyn, Research School of Economics,
Australian National University

DEBELLE, Dr Guy Lawrence Geoffrey, Assistant Governor (Financial Markets), Reserve Bank of Australia

DEGOTARDI, Mr Mark, Head of Public Affairs,
Abacus

DIETZ, Mr Andrew, Manager, Infrastructure, Competition and Consumer Division, Department of the Treasury

DOUGLAS, Mr Justin, Principal Adviser, Financial System Division,
Department of the Treasury

JOINER, Mr Mark, Executive Director, Finance,
National Australia Bank

LOAN, Mr Nick, Banking Competition Unit, Financial System Division,
Department of the Treasury

McINERNEY, Mr Dallas, Group Manager, Government Affairs and Public Policy, National Australia Bank

MURPHY, Mr Jim, Executive Director, Markets Group,
Department of the Treasury

NICHOLSON, Mr Bryn Conway, Chief Operating Officer,
Yellow Brick Road Wealth Management

PETSCHLER, Ms Louise, Chief Executive Officer,
Abacus

STEVENS, Mr Glenn Robert, Governor,
Reserve Bank of Australia

WILLIAMS, Mr Owen Francis, Non-Executive Director,
Yellow Brick Road Wealth Management

SYDNEY, 14 DECEMBER 2010

BYRES, Mr Wayne, Executive General Manager, Diversified Institutions Division, Australian Prudential Regulation Authority

CARTER, Mr Leon, National Secretary,
Finance Sector Union of Australia

DALTON, Mr Chris, Chief Executive Officer,
Australian Securitisation Forum

KHOO, Mr Brandon, Executive General Manager, Specialised Institutions Division, Australian Prudential Regulation Authority

KOCH, Mr Don, Chief Executive Officer,
ING Direct

LAKER, Dr John Francis, Chairman,
Australian Prudential Regulation Authority

LLOYD, Mr Richard, International Policy Adviser,
Choice

MASSON, Mr Rodney, Director, Policy and Communication,
Finance Sector Union of Australia

MOTT, Mr Jonathan, Bank Analyst,
UBS Securities Australia

MULLINGTON, Mr Mark, Chief Financial Officer,
ING Direct

MUNCHENBERG, Mr Steven, Chief Executive Officer,
Australian Bankers Association

NAYLOR, Mr Phillip Gordon, Chief Executive Officer,
Mortgage and Finance Association of Australia

SELL, Mr Alex, Chief Operating Officer,
Australian Securitisation Forum

STACE, Mr Nicholas, Chief Executive Officer,
Choice

STAMOLIS, Mr John, Statistics Director,
Australian Bankers Association

SYMOND, Mr John, Executive Chairman,
Aussie Home Loans

TATE, Ms Diane, Policy Director,
Australian Bankers Association

ZINN, Mr Christopher, Director, Communications,
Choice

ZUMBO, Associate Professor Frank, School of Business Law and Taxation, University of New South Wales

CANBERRA, 15 DECEMBER 2010

ANDERSON, Mr Peter, Chief Executive,
Australian Chamber of Commerce and Industry

BATH, Mr Michael Paul, Acting Chief Executive Officer,
Australian Office of Financial Management

CRAIG, Mr David Paul, Chief Financial Officer,
Commonwealth Bank of Australia

DENNISS, Dr Richard, Executive Director,
The Australia Institute

EVANS, Mr Greg, Director, Economics and Industry Policy,
Australian Chamber of Commerce and Industry

HIRST, Mr Michael John, Managing Director,
Bendigo and Adelaide Bank

HODGES, Mr Graham, Deputy Chief Executive Officer,
ANZ Banking Group Ltd

HOLYMAN, Mr Richard, Deputy President,
Australian Chamber of Commerce and Industry

McEWAN, Mr Ross Maxwell, Group Executive, Retail Banking Services, Commonwealth Bank of Australia

NAREV, Mr Ian Mark, Group Executive, Business and Private Banking, Commonwealth Bank of Australia

NASH, Ms Jane, Head of Government and Regulatory Affairs,
ANZ Banking Group Ltd

NORRIS, Mr Ralph James, Chief Executive Officer,
Commonwealth Bank of Australia

RICHARDSON, Mr David, Senior Research Fellow,
The Australia Institute

SATHYE, Professor Milind, Professor of Banking and Finance,
University of Canberra

SCOBIE, Mr Andrew, Board Director,
Australian Chamber of Commerce and Industry

SMITH, Mr Michael, Chief Executive Officer,
ANZ Banking Group Ltd

STRONG, Mr Peter James, Executive Director,
Council of Small Business Organisations of Australia

SYDNEY, 21 JANUARY 2011

BOND, Mr James, Economist,
Financial Services Council

BOXALL, Dr Peter, AO, Commissioner,
Australian Securities and Investments Commission

BROGDEN, Mr John, Chief Executive Officer,
Financial Services Council

CANION, Mr Andrew, Manager,
Western Australian Small Enterprise Network

CODINA, Mr Martin, Director of Policy,
Financial Services Council

COFFEY, Mr Philip, Chief Financial Officer,
Westpac

GREEN, Mr Micah, Economist,
New South Wales Business Chamber

HAMILTON, Mr Christopher, Chief Executive Officer,
Australian Payments Clearing Association Ltd

HANLON, Mr Peter, Group Executive, People and Transformation,
Westpac

KELLY, Mrs Gail, Chief Executive Officer,
Westpac

KING, Professor Stephen,
Private capacity

KIRK, Mr Greg, Senior Executive Leader,
Australian Securities and Investments Commission

LARBEY, Mr Miles, Senior Manager,
Australian Securities and Investments Commission

ORTON, Mr Paul, Director, Policy and Advocacy,
New South Wales Business Chamber

PRAGNELL, Dr Brad, Head of Industry Policy,
Australian Payments Clearing Association Ltd

STOLLMANN, Mr Jost, Chief Executive Officer,
Tyro Payments Ltd

MELBOURNE, 25 JANUARY 2011

BEZZI, Mr Marcus, Executive General Manager, Enforcement and Compliance Division, Australian Competition and Consumer Commission

BRODY, Mr Gerard Gavan, Senior Manager, Financial Inclusion,
Brotherhood of St Laurence

CASSIDY, Mr Brian, Chief Executive Officer,
Australian Competition and Consumer Commission

DAVIDSON, Professor Sinclair,
Private capacity

DAVIS, Professor Kevin Thomas,
Private capacity

FISSE, Mr Warren Brent,
Private capacity

GREISS, Mr Rami, General Manager, Investigations Branch, Mergers and Acquisitions Group, Australian Competition and Consumer Commission

HENRICK, Ms Sharon Louise, Partner and Convenor of the Competition Law Group, Mallesons Stephen Jaques

LOWE, Ms Catriona, Co-Chief Executive Officer,
Consumer Action Law Centre

McPHEE, Mr James Lachlan, Chief Executive Officer,
Members Equity Bank

PRICE, Mr Rob, Head of Strategy,
Credit Union Australia

RICH, Ms Nicole, Director, Policy and Campaigns,
Consumer Action Law Centre

SAMUEL, Mr Graeme, Chairman,
Australian Competition and Consumer Commission

VALENTINE, Professor Thomas,
Private capacity

WALKER, Dr Jill, Commissioner,
Australian Competition and Consumer Commission

WHITEHEAD, Mr Chris, Chief Executive Officer,
Credit Union Australia

CANBERRA, 9 FEBRUARY 2011

FOSTER, Mr David, Chief Executive Officer,
Suncorp Bank

LIDDY, Mr David, Chief Executive Officer,
Bank of Queensland

McMULLEN, Ms Tarryn, Head of MD’s Office,
Bank of Queensland

ROSE, Mr Anthony, Chief Financial Officer,
Suncorp Bank

BRISBANE, 4 MARCH 2011

AUSTIN, Mr James Neil, Chief Financial Officer,
FirstMac Group

BAXBY, Mr Matt, Managing Director,
Virgin Money Australia

BEHRENS, Mr Nick, General Manager, Policy,
Chamber of Commerce and Industry Queensland

BOYLE, Mr Greg, Strategy Director,
Virgin Money Australia

CANNON, Mr Kim David, Managing Director,
FirstMac Group

FLOOD, Mr Darren, Deputy Head, Payments Policy Department,
Reserve Bank of Australia

KENT, Dr Christopher John, Head, Payments Policy Department,
Reserve Bank of Australia

MINZ, Mr John Francis, Chief Executive Officer,
Heritage Building Society Limited

MURPHY, Mr Michael Charles, Chief Executive Officer,
Queensland Teachers Credit Union

QUIGGIN, Professor John,
Private capacity

WHITE, Mr Peter, National President and Chairman of the Board of Directors, Finance Brokers Association of Australia Ltd

WILLIAMS, Mr Paul Leo, Treasurer,
Heritage Building Society Limited

SYDNEY, 9 MARCH 2011

DEITZ, Mr Andrew, Manager, Infrastructure, Competition and Consumer Division, The Treasury

DOUGLAS, Mr Justin, Principal Advisor, Banking, Financial System Division,
The Treasury

LONSDALE, Mr John, General Manager, Financial System Division,
The Treasury

MURPHY, Mr Jim, Executive Director, Markets Group,
The Treasury

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