ABA

Australian Bankers' Association

ABS

Asset-backed securities OR Australian Bureau of Statistics

ACCC

Australian Competition and Consumer Commission

ACCI

Australian Chamber of Commerce and Industry

ACL

Australian Consumer Law

ADIs

Authorised Deposit-taking Institutions.

AOFM

Australian Office of Financial Management

APCA

Australian Payments Clearing Association

APRA

Australian Prudential Regulation Authority

ASF

Australian Securitisation Forum

BSB

Bank-State-Branch system of numbering accounts

CDO

Collateralised Debt Obligation

CMB

Canadian Mortgage Bonds

EFTPOS

Electronic Funds Transfer at Point Of Sale

EM

Explanatory Memorandum

ESA

Exchange Settlement Account

FCS

Financial Claims Scheme

FHSA

First Home Saver Accounts

FOFA

Future Of Financial Advice

GFC

Global Financial Crisis.

LIBOR

London InterBank Offered Rate

LMI

Lenders Mortgage Insurance

LVR

Loan to Valuation Ratio

RMBS

Residential Mortgage-Backed Securities.

RSA

Retirement Savings Account

SIV

Structured Investment Vehicle.

SLC

Substantial Lessening of Competition

SMEs

Small and Medium-sized Enterprises