Appendix 1 - Submissions and additional information

Appendix 1Submissions and additional information

1Martin North and Dale Webster

1.1 Supplementary to submission 1

1.2 Supplementary to submission 1

2Australian Citizens Party

3Max Goulter

4Terry Dwyer

5Keiran Murphy

6Katherine Dwyer

7Sharon Lalor

8Vivian Zhuang

9Beryl Dwyer

10Bernard Sharah

11Katy Huang

12Junee Shire Council

13Robert Heron

14Pieter Westerbeek

15Andrew Bristow

16Kylie Davidson-Hull

17David Taylor

18Lesley Bailey

19Bronwyn Davies

19.1 Supplementary to submission 19

20Simon Harrison

21Leopold Poppenberger

22Name Withheld

23Robert Marotta

23.1 Supplementary to submission 23

24Catherine Brown

25Peter Rice

25.1 Supplementary to submission 25

26Julie Watt

27Tim Lukins

28Patricia Flores

29Name Withheld

30Charles Mollison

31Richard Heidtmann

32Cristina Williams

33Steven Eley

34John Sullivan

35Michael Sanderson

36Linda Bedford

37Helen Harris

38Trevor Williams

39John Lewis

40Jan Kociumbas

41P. Van Lieshout

42Peter McLoughlin

43Isaac Zarfati

44Benjamin Zarfati

45Jane Zarfati

46Rob Davies

47Margaret Silva

48Heather Gibbons

49Angela Samperi

50Lisa Kelly

51Jay Martin

52Noelene Iremonger

53Gwendoline Boutle

54Lyn and Graham Clifford

55Geoff Pettett

56Victor de Beer

57Dominique Mimnagh

58Brian O'Malley

59Bernadine McCullagh

60Brendan Aburn

61Kristina Harkness

62Ken Grundy

62.1 Supplementary to submission 62

63Peter Sutton

63.1 Supplementary to submission 63

64Name Withheld

65Craig Ford

66Kaaren Mitchell

67Suzanne Vasanji

68John Staker

69Leo Moras

70Joan Stubbs

71Dr Ann Young

72Name Withheld

73Berrigan Shire Council

74Deborah Pergolotti

75Carolyn Read

76Name Withheld

77Donna Hall

78Diane Pike

79Name Withheld

80East Gippsland Shire Council

81Kerri Swain, Jennings & Kneipp Lawyers

82Jane Moffat

83Waratah Post and News

84Scott Etherington

85Paul Wildman

86Diane Robertson

87Kim Hilan

88David Orr

89Naracoorte Toyota

90David Miller

90.1 Supplementary to submission 90

91Country Women's Association of WA - Bridgetown Branch

92David Mills

93ATM Industry Association

94Pieter Martiz

95Jeanette A Staehr and C. Ivan Staehr

96Joan Stubbs

97Cr Neil Smith

98Garth Gilbert

99Paul Host

100Lyn Scott

101Julie Bailey

102Keith Kerr

103Gordon Rose

104Michelle Anderson

105Beverley Jones

106Renfry Ford

107Kay Pittman

108Joshua Camm

109Terence Miskimmin

110Roe Cumming

110.1 Supplementary to submission 110

110.2 Supplementary to submission 110

111Mr John Jamieson

112Michael Vidale

113R Duncan

114Graham Crowther

115John See

116George Hudson

117Pamela Pittwood

118Clyde Summers

119Fay Field

120Tom Marwick

121Colin Carson

122Frank Bernabei

123Lesa Thornton

124Moree Plains Shire Council

125Barbara Lunisley

126SK Dance

127Allan J Clark

128Judith M Clark

129Dean Lines

130John Lazdins

131Bernie Bourke

132Gregory Howden

133Meredith Haugen

134Mary Killeen

135Ray Brydon

136Bob Baker

137Sandra Morris

138AC Williams

139Monica Mesch

139.1 Supplementary to submission 139

140Paulina Edwards

141Edmund Hapsburg

142Lynette Thorley, newsXpress Mannum

143Lee Williamson

144Erik Skov

145Russell Morse

146Ivan Markovina

147Jan Pukallus

148Suzanne Drabsch

149Valerie and James Boase

150Myra Bish

151Helen Asikainen

152Rebecca Israel

153Emmie Sloof

154Graeme Bramwell

155Darren Edmonds

156Rob Hay

157Radovan Ninkovic

158Scott Greentree

159Jim Seymour

160Name Withheld

161Harry Conway

162Sabina Creaney

163Patrick Healy

164Tony Clark

165Gerry Vallianos

166Richie Wareing

167David Fardig

168Wayne Harrison

169Name Withheld

170Daniel McDermott

171Timothy Quayle

172Wayne and Mercy Johnson

173Mel Bahar

174Kim Goode

175Justin Goode

176Rod Swift

177Siobhan Heenan

178Russell Collins

179Michele Weir

180Name Withheld

181Spike Mason

182South Gippsland Shire Council

183Judith Maddams

184Aimee Kisaboyun

185Noel Stratford

186Stevie Bee

187Arthur Stoikos

188Heinz Schrepfer

189Darren Pernice

190Dennis Denning

191Stephen Knight

192Helen Ducker

193M. Doecke

194Marita and Heinz Huxholl

195Desley Ann Rogers

196Dale Webster

196.1 Supplementary to submission 196

196.2 Supplementary to submission 196

196.3 Supplementary to submission 196

196.4 Supplementary to submission 196

196.5 Supplementary to submission 196

196.6 Supplementary to submission 196

197Stephen Bradbury

198Alison Parsons

199Circular Head Council

200Peter Eedy

201Chris Haeusler

202Name Withheld

203Joanne Kerin

204Gary Loomes

205Lynn Milnes

206Paul Schreurs

206.1 Supplementary to submission 206

207Paul Chamberlain

208Indigenous Business Australia

209Deb Frecklington MP

210Ciara O'Sullivan

211Name Withheld

212Raymond Pleasant

213Andrew Hirst, Beresfield Licensed Post Office

214Tara Hammet

215Luke Taberner

216Lynton McInness

217Bawco Building

218Ronda Smith

219Sandy Smith and Stephen McMaster

220Alex Walsh

221Lesley Braithwaite

222Name Withheld

223Name Withheld

224Linley Miller

225John Beale

226Pam Petersen

227Name Withheld

228G. Tullilly

229GG Racey

230Therese Allen

230.1 Supplementary to submission 230

231Betty Catelli

232Peter Tommerop

233Allan Meats

234A. Ottosen

235Rachael Walker

236Andrew Pegler

237Julie Kirby

238Peter and Marianne Raymond

239Rosalind Benson

240Debrah Mathieson

241Laurance Nash

242Chris McDonald

243Karen and Steve Heard

244Leanne Monro

245Wendy Crane

246Allan Weeks

247Julie Hilder

248Graeme Medhurst

249Leigh Murrell

250Shire of Carnamah

251James and Gail Doyle

252Josh Walsh

253Lori Nash

254Ann Lawler

255Alexander Crothers

256Garry Braithwaite

257Philip Brown

258Barbara Gamble

259Bourke Shire Council

260Carol Koch

261Cessnock City Council

262Dianne Cox

263Vicki Lynn

264Central NSW Joint Organisation

265Government of South Australia

266Catholic Care NT

267Barry Le Brocq

268Steven Peterson

269Helen Pratt

270Fred de Luca

271Jeffrey Davy

272Janice Cains

273Peter McGann

274Jane Comerford

275Beverley Country Women's Association

276Monique Carmagnola

277Toni Hambilton

278Irvine Signs P/L

279Timothy de Wal

280Jessica Wood

281Patricia Warren

282Jonty-Jack Bruce

283Sue Gordon and Associates

284Peter Felin

285David Stow

286Trudy Campbell

287Isaac Regional Council

288Mike Booth

289Therese Armstrong

290James Hazzard

291Jude Johnson

292Name Withheld

293Robert Turner

294Cr Damien Gallagher

295Helen Tomkinson

296Naneye Lonergan

297Margaret N Miller

298Graeme Muldoon

299Anne Heffernan

300G. Condon

301Ray and Maggie Bent

302Agata Smollen

303Laurie Martyn

304Kylie Nell

305Cooloola Waters Retirement Village Residents Committee

306Tony Dunn

307Narrabri Shire Council

308Jodie Gluyas

309Stephan Holle

310George Town Council

311Iain Graham

312Reserve Bank of Australia

313Cash Welcome

313.1 Supplementary to submission 313

314Beverley Post News and Gifts

315Desmond Whyte

316Name Withheld

317Lara Blamey

318Assyrian Chaldean Syriac Council of Aust/Vic

319Ron Hardie

320Jenny and Max Friend

321Hume Bank

321.1 Confidential

322Greater Shepparton City Council

323Regional Development Australia Wheatbelt Inc

324Andrew Soulos

325Shooting Industry Foundation of Australia

326Bernhard Racz

327Rowanne Lawrie

328Margaret Wright

329Ronald C Smith

330Associate Professor Kim Hassall

331Cecily Jacobs

332Walter Pederich

333Roslyn Yamada

334Julie Davies and Peter Thomson

335John Kohl

336Yass Valley Council

337Hay Shire Council

338Name Withheld

339Murrindindi Shire Council

340LPO Group

341Nicholas W.R O'Dwyer

342Joseph Allen

343Philip Gray

344Elva Dickenson

345Australian Unity

346Longreach Regional Council

347Kingston Retirement Village

348Erica Henshall

349RM Electronics

350Temora Shire Council

350.1 Supplementary to submission 350

351Junee Community Centre

351.1 Supplementary to submission 351

351.2 Supplementary to submission 351

352Dianne Marchment

353Latrobe City Council

354Country Women's Association of NSW

355Peter Whytcross

356Wee Waa Chamber of Commerce

357Per Capita

358Kingston District Council

359Moira Shire Council

359.1 Supplementary to submission 359

360Antonio Alma

361Queensland Farmers' Federation

362The Hon Robyn McSweeney 0AM

363Hazel Kleinau

363.1 Supplementary to submission 363

364Trevor James

365Cr Marie Knight

366Sam Godden and Deidre O'Neill

367Katalin Kiss

368Berta Kiss

369Mary Crowe

370Anna Stepien

371Andrew Stepien

372Annie Toonen

373Gary Janke

374Darryn Wiley

375Dirk Heubel

376David Carter

377Local Government Association of Queensland

378Eric J Scroop

379Louise Ackland

380Mid Murray Council

381Finance Sector Union

383Riverina Joint Organisation

384Tony Butt

385Mount Isa to Townsville Economic Development Zone

386Belinda Bushell

387Melissa Harrison

388Name Withheld

389Central Highlands Regional Council

390Sally Tarberner

391David Sefton

392Robin Hill

393Conrad Soutart

394Vicky Baker

395Albury City Council

396AgForce Queensland Farmers Limited

397Roma Boulton

398Narelle Hobson

399Coorong District Council

400Combined Pensioners and Superannuants Association

401Cloncurry Shire Council

402National Australia Bank

402.1 Supplementary to submission 402

403Mark and Mary-Anne Jensen

404Australian Chamber of Commerce and Industry

405Shire of Wagin

406David Neate

407Gall Park Management Committee

408Country Women's Association of Victoria

409Livebetter Services

410Peter Neve OAM

411Bernard Duffy

412Nenad Dimic

413Banking Code Compliance Committee

414Helen Freeman

415Junee Shire Council

416South Australia Country Women's Association

417Annabelle Gumpold

418Mortgage & Finance Association of Australia

419Lesley McCormick

419.1 Supplementary to submission 419

420Joyce Johnson

421Swan Hill City Council

422Marburg Post Office

423Business Chamber Queensland

424Council on the Ageing

424.1 Supplementary to submission 424

425Traditional Credit Union

426Edwards Lodge

427Kate Wittenoom

428Australian Banking Association

429Commonwealth Bank of Australia

430Name Withheld

431Aged and Disability Advocacy Australia

432Paul Patterson

433Terry Tremayne

434Jacob Flentri

435Judith Sudholz

436Karl Schaal

437Bill Roden

438Haydee Stampton

439Name Withheld

440Howard Pascoe

441Rod Doel

442Gail Chamberlain

443Annie Camisa

444Peter Weissbacher

445Jim Houlahan

446Regional Development Australia Riverina

447Kylie Gillespie

448Amanda Taylor

449Auswide Bank Ltd

450Name Withheld

451Graham Woods

452Maja Reed

453Mick Elliss

454Deborah Marsh

455Susan Tibbs

456Name Withheld

457Grahame J Turner

458Australian Prudential Regulation Authority

459Lidia Pawel

460Grant St Grocer

461Australian Small Business and Family Enterprise Ombudsman

462Chris Kogler

463Rodney McRae

464John Hayes

465Northern Regional Development Australia Alliance

466Verna McKelvie

467Chris Barry

468Name Withheld

469Farhad Billimoria

470Ilana Eberson

471NewsXpress Pty Ltd

472Name Withheld

473Susie Young

474Rural Regional Remote Women's Network of WA

475Indigenous Consumer Assistance Network and Weipa Community Care Association

476Cassowary Coast Regional Council

477Armaguard

478Debra Ann Marriott

479Peter Donald

480North Eastern Wheatbelt Regional Organisation of Councils

481Jacqueline Kelly

482National Farmers Federation

483Michael Brasher

484Klaire Johnston

485Konstantin Linov

486Dr Mark McGrovern

486.1 Supplementary to submission 486

486.2 Supplementary to submission 486

486.3 Supplementary to submission 486

487Tasmanian Small Business Council

488Peter Sen

489Barbara Brook

490Errol Schmetzer

491Martin Honzatko

492Nick McBride MP

493Vivien Butler

494Sandy McDonald OAM

495Heather Duncan

496Archie Lea

497Name Withheld

498Russel Rooks

499Rob Cumming

500Commander Security Services

501Clem Rook

502Regional Development Australia Southern Inland

503Graham Chandler

504Clive Barton

505Name Withheld

506Denise Dedding

507Precinct Precinct

508Anna Efstathiou

509The Hon Mia Davies MLA

510Jenise Heasman

511Name Withheld

512Christine McCormack

513Malcolm Eglinton

514Barb Smallwood

515Joan James

516Alexis Garnaut-Miller

517Nick Dametto MP

518Adams Economics

519Economic Abuse Reference Group

520Tasmanian Government

521George Ballas OAM

522Council of Small Business Organisations Australia

523Business Council of Co-Operatives Mutuals

524Mornington Shire Council

525Paul Wild

526Glen Isherwood

527Robbie Katter MP

528Tasmanian Women in Agriculture

529Janie Finlay MP

530Kevin Sampson

531Lex Stewart

532Charles Wild

533MP Cummings

534Bruce Thompson

535Western Queensland Alliance of Councils

536Shayne Keenan

537Name Withheld

538Westpac

539Australian Citizens Party

539.1 Supplementary to submission 539

539.2 Supplementary to submission 539

539.3 Supplementary to submission 539

540Shane Love MLA

541Shire of Ashburton

Attachment 1

542Australian Securities and Investments Commission

543Isolated Children's Parents' Association Australia Inc

544Australia Post

545Janis Eagle

546Philip Muirhead

547Name Withheld

548Kay Christensen

549Stephen Juhasz

550Attilio Sciannimanica

551Bank Reform Now

552Michael Woodward

553Peter Carroll

554Bendigo and Adelaide Bank

555Alan Cummine

556Korumburra Round Table and Korumburra Business Association

557Customer Owned Banking Association

558North Burnett Regional Council

559Coober Pedy Historical Society

559.1 Supplementary to submission 559

560Janet Rhead

561Sidney Seiden

562David Moore

563Peter Moore

564Flinders Council

565Cr David White

566Alan Tucker

567David Carter

568Rad Piljic

569Racquel Courtney

570Dennis Maddock

571Upper Hunter Shire Council

572Adrian Giacobetti

573Name Withheld

574Name Withheld

575Maria Marotta

576Professor Steve Worthington

577Dr Monika Zechetmayr

578Uralla Shire Council

579Catherine Clemow

579.1 Supplementary to submission 579

579.2 Supplementary to submission 579

580Marie Scott

581Dr Andy Schmulow

581.1 Supplementary to submission 581

582ARC Centre of Excellence for Automated Decision-Making and Society

583The Hon Peter Foster MLC

584Dr Klaus Serr

585Inverell Shire Council

586Mrs Monika Doepgen

587Name Withheld

588East Kimberley Chamber of Commerce and Industry

589Financial Counselling Australia

590Mr Murray May

591North East Tasmania Chamber of Commerce Inc

592Confidential

593Rick Wilson MP

594Mildura Rural City Council

595Name Withheld

596Mr Glenn Milne

597Malcolm Bennett

598Colin Boyce MP

599Australian Lottery & Newsagents Association

600Name Withheld

601Name Withheld

602Garth Hamilton MP

603Pierre Grainger

604Dr Edna Broad

605Dieter Gross

606Monika Ball

607Annabelle Gumpold

608Cr Matthew Lynch

609Confidential

Additional Information

1Letter from Chair of Committee sent to authorised deposit-taking institutions, dated 10 February 2023

2NAB correspondence in response to letter from Chair of Committee sent to authorised deposit-taking institutions on 10 February 2023 (received 15 February 2023)

3ANZ correspondence in response to letter from Chair of Committee sent to authorised deposit-taking institutions on 10 February 2023 (received 17 February 2023)

4Westpac correspondence in response to letter from Chair of Committee sent to authorised deposit-taking institutions on 10 February 2023 (received 16 February 2023)

5Correspondence from Cootamundra-Gundagai Regional Council to the committee regarding the closure of the Gundagai NAB Branch, dated 27 July 2023

6Correspondence from the Tasmanian Small Business Council to the committee, dated 18 September 2023

7Mortgage & Finance Association of Australia, opening statement for Canberra public hearing 1 December 2023

8Australian Prudential Regulation Authority, opening statement for Canberra public hearing 1 December 2023

9Armaguard, opening statement for Canberra public hearing 1 December 2023

10Australia Post, opening statement for Canberra public hearing 1 December 2023

11Dale Webster, opening statement for Canberra public hearing 1 December 2023

12LPO Group, opening statement for Canberra public hearing 1 December 2023

13Australian Citizens Party, opening statement for Canberra public hearing 1 December 2023

14KiwiBank, submission to the Reserve Bank of New Zealand on the issues paper, 'Future of Money: Cash system redesign', March 2022

15Australian Financial Complaints Authority, letter to the committee, dated 14 March 2024

16Creswick & District Financial Services Ltd, media release, dated 14 March 2024

17Geoff Sheridan, correction of evidence provided at Kingston S.E public hearing 21 February 2024, received 22 March 2024

18'Mapping the Digital Gap outcomes report 2023', provided by Professor Julian Thomas, RMIT at Kingston public hearing 21 February 2024

19Correspondence from the LPO Group regarding evidence given at the Bribie Island hearing on 16 April 2024 (received 30 April 2024).

20Ashburton Aboriginal Corporation, additional information, received 23 April 2024

Answer to Question on Notice

1Wellington Shire Council, response to question taken on notice, public hearing Sale 2 March 2023 (received 16 March 2023)

2Finance Sector Union,response to question taken on notice, public hearing Sale 2 March 2023 (received 17 March 2023)

3National Australia Bank, response to questions taken on notice, public hearing Sale 2 March 2023 (received 20 March 2023)

4Westpac Banking Corporation, response to questions taken on notice, public hearing Sale 2 March 2023 (received 20 March 2023)

5Finance Sector Union, response to question taken on notice, public hearing Cloncurry 17 May 2023 (received 30 May 2023)

6National Australia Bank, response to question taken on notice, public hearing Cloncurry 17 May 2023 (received 30 May 2023)

7Westpac Bank, response to questions taken on notice, public hearing Cloncurry 17 May 2023 (received 05 June 2023)

8Australia & New Zealand Banking Group Limited, response to questions taken on notice, public hearing Ingham 17 May 2023 (received 2 June 2023)

9Bendigo Adelaide Bank, response to questions taken on notice, public hearing Ingham 18 May 2023 (received 1 June 2023)

10Queensland Country Bank, response to question taken on notice, public hearing Ingham 18 May 2023 (received 1 June 2023)

11The Capricornian, response toquestion taken on notice, public hearing Ingham 18 May 2023 (received 20 June 2023)

12Suncorp Bank, response to question taken on notice, public hearing Ingham 18 May 2023 (received 1 June 2023)

13Bankwest, response to questions taken on notice, public hearing Beverley 16 August 2023 (received 31 August 2023)

14MyState Limited, response to questions taken on notice, public hearing Launceston 19 September 2023 (received 3 October 2023)

15Finance Sector Union, response to questions taken on notice, public hearing Launceston 19 September 2023 (received 4 October 2023)

16Customer Owned Banking Association, response to question taken on notice, public hearing Canberra 20 September 2023 (received 22 September 2023)

17Australia & New Zealand Banking Group Limited, response to questions taken on notice, public hearing Canberra 20 September (received 4 October 2023)

18Banking Code Compliance Committee, response to questions taken on notice, public hearing Canberra 20 September 2023 (received 4 October 2023)

19National Australia Bank, response to questions taken on notice, public hearing Canberra 20 September 2023 and written questions from Senator the Hon Matthew Canavan (received 5 October 2023)

20Hume Bank, response to question taken on notice, public hearing Canberra 20 September 2023 (received 6 October 2023)

21Commonwealth Bank of Australia, responses to questions taken on notice, public hearing Canberra 20 September and written questions from Senator Canavan (received 6 October 2023)

22Australian Banking Association, response to questions taken on notice, public hearing Canberra 20 September 2023 (received 10 October 2023)

23Westpac, response to questions taken on notice, public hearing Canberra 20 September 2023 (received 16 October 2023)

24Regional Development Australia, response to questions taken on notice, public hearing Junee 21 September 2023 (received 22 September 2023)

25Beyond Bank Australia, response to questions taken on notice, public hearing Junee 21 September 2023 (received 3 October 2023)

26Westpac, responses to written questions from Senator Canavan (received 5 October 2023)

27LPO Group, responses to question taken on notice, public hearing Canberra 1 December 2023 (received 1 December 2023)

28Australian Small Business and Family Enterprise Ombudsman, response to question taken on notice, public hearing Canberra 1 December 2023 (received 12 December 2023)

29The Treasury, response to questions taken on notice, public hearing Canberra 1 December 2023 (received 13 December 2023)

30Reserve Bank of Australia, response to questions taken on notice, public hearing Canberra 1 December 2023 (received 15 December 2023)

31Australian Prudential Regulation Authority, response to question taken on notice, public hearing Canberra 1 December 2023 (received 15 December 2023)

32Bank4Mannum, response to question taken on notice, public hearing Kingston S.E 21 February 2024 (received 29 February 2024)

33Westpac, responses to written questions from Senator White (received 8 March 2024)

34Shire of Ashburton, response to question taken on notice, public hearing Tom Price 13 March 2024 (received 20 March 2024)

35Bankwest, response to question taken on notice, public hearing Tom Price 13 March 2024 (received 4 April 2024)

36Australian Competition and Consumer Commission (ACCC), response to question taken on notice, public hearing Canberra 25 March 2024 (received 15 April 2024)

37Australia Post, response to written questions taken on notice, provided 15 April 2024 (received 23 April 2024)

38Reserve Bank of Australia, response to question taken on notice, public hearing 16 April (received 23 April 2024)

39Local Government Association of Queensland. response to question taken on notice, public hearing 16 April 2024 (received 23 April 2024)

Tabled Documents

1Westpac, opening statement, tabled at public hearing Sale 2 March 2023

2NAB, opening statement, tabled at public hearing Sale 2 March 2023

3National Australia Bank, Maffra Branch Closure Fact Sheet, tabled at public hearing Sale 2 March 2023

4Committee for Wellington, opening statement, tabled at public hearing Sale 2 March 2023

5Finance Sector Union, opening statement, tabled by Myrna Ellery, public hearing Sale 2 March 2023

6TransWA N2 Bus Timetable, issued 12 August 2022, tabled by Mr Rob Paull, Chief Executive Officer, Shire of Carnamah, public hearing Carnamah 15 August 2023

7Photograph of front entrance of Carnamah Post Office Building, tabled by Mr Rob Paull, Chief Executive Officer, Shire of Carnamah, public hearing Carnamah 15 August 2023

8Australian Banking Association, Branch Closure Support Protocol, issued 1 July 2023, tabled by Mr Rob Paull, Chief Executive Officer, Shire of Carnamah, public hearing Carnamah 15 August 2023

9Australian Digital Inclusion Index, National Picture and Breakdown of WA Regional centres with Recent Bank Closures, tabled by Mr Rob Paull, Chief Executive Officer, Shire of Carnamah, public hearing Carnamah 15 August 2023

10Westpac Banking Corporation, Climate Active, Public Disclosure Statement, Organisation Certification FY 2020-21, tabled by Senator Canavan, public hearing Canberra 20 September 2023.

11Australian Banking Association, Branch Closure Support Protocol, issued 1 July 2023, tabled by Mr Geoff Fader, Chair, Tasmanian Small Business Council, public hearing Launceston 19 September 2023

12Committee of Inquiry, Chapter 27 of the Australian Financial System Final Report, tabled by Mr Robert Barwick, Research Director, Australian Citizens Party, public hearing Canberra 1 December 2023

13University of Sydney, Big Four report cards, tabled by Ms Dale Webster, public hearing Canberra 1 December 2023

14University of Sydney, The 2020 Financial Services Human Rights Benchmark Report, tabled by Ms Dale Webster, public hearing Canberra 1 December 2023

15Copy of emails from Westpac to Kingston District Council regarding bank closures, dated 6 February 2023 and 24 February 2023, tabled by Mr Ian Hart, Chief Executive Officer, Kingston District Council at public hearing Kingston SE 21 February 2024

16Opening statement, tabled by President Audra Smith, Shire of Ashburton, public hearing, Tom Price, 13 March 2024

17Bankwest teller job advertisement, tabled by Senator the Hon Matt Canavan, Chair, public hearing, Tom Price, 13 March 2024

18Bank@Post banking Services and Limits, tabled by Nicholas Hall, Tom Price Post Office, public hearing, Tom Price, 13 March 2024

19Regional Development Australia Pilbara regional overview, tabled by Mr Tony Simpson, RDA Pilbara public hearing, Tom Price, 13 March 2024

20Bankwest branch closure impact assessment, Kununurra, tabled by tabled by Senator the Hon Matt Canavan, Chair, public hearing, Tom Price, 13 March 2024

21Correspondence from the Reserve Bank of Australia regarding confidential commercial information, tabled by Senator the Hon Matthew Canavan, Chair, public hearing, Canberra, 25 March 2024