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Access for Small and Medium Business to Finance 28 April 2011 © Commonwealth of Australia 2011 ISBN 978-1-74229-436-0

View the report as a single document - (PDF 1951KB)

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View the report as separate downloadable parts:

Members of the Committee	(PDF 7KB)
Duties of the Committee	(PDF 5KB)
Terms of Reference	(PDF 4KB)
Abbreviations	(PDF 4KB)
Recommendations	(PDF 13KB)
Chapter 1 - Introduction	(PDF 98KB)
Terms of reference Conduct of the inquiry Note on references Background Definition of SMEs The importance of access to finance for SMEs
Chapter 2 - Business finance and the global financial crisis	(PDF 163KB)
The GFC and access to finance Have SMEs been hit hardest? Nevertheless, the GFC has meant higher costs The good old days? Conclusion
Chapter 3 - Regulatory frameworks	(PDF 99KB)
Prudential requirements Codes of conduct and additional legislative requirements SME concerns with the regulatory framework Increased lending costs
Chapter 4 - Competition	(PDF 34KB)
The GFC and banking competition A reduction in competition? Recent measures to enhance competition
Chapter 5 - Finance for regional SMEs	(PDF 65KB)
Chapter 6 - Conclusion	(PDF 5KB)
Appendix 1 - Submissions	(PDF 3KB)
Appendix 2 - Public hearings	(PDF 5KB)
Appendix 3 - Banks that have adopted the Code of Banking Practice[1]	(PDF 6KB)
Appendix 4 - Mutuals that have subscribed to the Mutual Banking Code of Practice[1]	(PDF 9KB)
Appendix 5 - Agribusiness finance	(PDF 64KB)
Appendix 6 - Answers to Questions on Notice*	(PDF 1327KB)
* Only available in PDF

For further informatioSn, contact:

Committee Secretary
Parliamentary Joint Committee on Corporations and Financial Services
PO Box 6100
Parliament House
Canberra ACT 2600
Australia

Phone:	+61 2 6277 3583
Fax:	+61 2 6277 5719
Email:	corporations.joint@aph.gov.au