Chapter 5: Housing

5.1 Lending for owner occupied housing

	2009-10	2010-11	2011-12	2012-13	2013-14
Value (a) – $ million
New South Wales	52 287	50 667	53 813	53 315	63 841
Victoria	43 008	43 829	43 697	45 557	51 766
Queensland	34 727	27 944	28 447	30 035	34 451
South Australia	10 276	9 079	8 978	9 158	10 337
Western Australia	22 150	18 702	20 929	25 249	28 269
Tasmania	2 341	2 006	1 963	1 927	2 252
Northern Territory	1 356	1 090	1 238	1 403	1 460
Australian Capital Territory	3 101	2 825	2 802	3 010	3 232
Australia	169 245	156 142	161 867	169 655	195 607

Annual change – per cent
New South Wales	-0.9	-3.1	6.2	-0.9	19.7
Victoria	11.4	1.9	-0.3	4.3	13.6
Queensland	-5.0	-19.5	1.8	5.6	14.7
South Australia	-6.7	-11.6	-1.1	2.0	12.9
Western Australia	4.6	-15.6	11.9	20.6	12.0
Tasmania	-10.2	-14.3	-2.2	-1.8	16.8
Northern Territory	-8.0	-19.6	13.6	13.3	4.1
Australian Capital Territory	-3.7	-8.9	-0.8	7.4	7.4
Australia	1.1	-7.7	3.7	4.8	15.3

(a) Lending commitments by all types of lenders for the construction and purchase of owner occupied dwellings, these figures include refinancing across lending institution, but exclude alterations and additions.
Source: ABS, Housing finance, cat. no. 5609.0, ABS, Canberra, June 2015.

5.2 Home loan size

	2009-10	2010-11	2011-12	2012-13	2013-14
Average size of new owner-occupied home loan (a) – $'000
New South Wales	326.6	343.5	329.4	334.2	353.6
Victoria	285.0	303.7	300.6	300.4	315.3
Queensland	287.6	289.2	284.4	284.3	293.5
South Australia	238.4	251.3	244.7	247.6	254.4
Western Australia	300.2	291.5	276.7	297.4	317.6
Tasmania	211.2	214.9	218.8	214.3	216.8
Northern Territory	298.3	304.9	309.8	326.0	344.4
Australian Capital Territory	308.9	330.4	328.7	339.2	331.7
Australia	294.7	306.0	298.4	302.5	317.4

Annual change – per cent
New South Wales	10.0	5.2	-4.1	1.4	5.8
Victoria	10.5	6.6	-1.0	-0.1	5.0
Queensland	4.7	0.6	-1.7	0.0	3.2
South Australia	6.0	5.4	-2.6	1.2	2.8
Western Australia	9.3	-2.9	-5.1	7.5	6.8
Tasmania	10.3	1.8	1.8	-2.0	1.2
Northern Territory	8.7	2.2	1.6	5.2	5.7
Australian Capital Territory	7.3	7.0	-0.5	3.2	-2.2
Australia	8.6	3.8	-2.5	1.4	4.9

(a) Includes refinancing, but excludes alterations and additions. Comprises construction of new dwellings and purchase of new and established dwellings
Source: ABS, Housing finance, cat. no. 5609.0, ABS, Canberra, June 2015.

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