| 1 | Professor Ian Ramsay, Harold Ford Professor of Commercial Law and Ms Lucinda O’Brien, Research Fellow, Melbourne Law School (PDF 175 KB) |
| 6500bde4-4a9d-44df-86db-dadb93eb69a2~562632 |
| 2 | SRMC Limited (PDF 78 KB) |
| c64394f7-5f06-4839-a747-23840694a457~563214 |
| 3 | Legal Services Commission of South Australia (PDF 430 KB) |
| a1c19c56-1a0c-4c62-93a8-7e2450860ea9~563507 |
| 4 | Australian Criminal Intelligence Commission (PDF 422 KB) |
| 98305ad9-ffef-4bd0-bc5d-31554ded64e7~563650 |
| 5 | Australian Financial Security Authority (PDF 1749 KB)
5.1 Supplementary to submission 5 (PDF 463 KB) |
| 5fd1950a-9591-4456-8ec2-6124e3ba50ea~563646|1f32ed2c-ffdf-442e-a034-54c3916d10b3~563646 |
| 6 | DCS Group (PDF 1700 KB) |
| 0494c23e-8968-477f-85ab-5a83e8f3e105~563642 |
| 7 | Institute of Public Accountants (PDF 135 KB) |
| 6303037e-01b6-46a0-9257-3e3eb96f1248~563651 |
| 8 | Credit Corp Group (PDF 117 KB) |
| 193a9812-0eaf-4efe-8de0-6348f90bcf85~563656 |
| 9 | Australian Restructuring Insolvency & Turnaround Association (PDF 171 KB) |
| c2ffa0b0-f3e2-4407-9cbd-ea4fa439a5cf~563684 |
| 10 | Fox Symes & Associates (PDF 33 KB) |
| d39c7d38-0b7c-405d-975a-5d74b8800c29~563671 |
| 11 | Mendelsons National Debt Collection Lawyers; Prushka Fast Debt Recovery; and Zurich Capital & Finance (PDF 353 KB) |
| bc8fd182-249b-4d37-8698-ea3cf6352958~563674 |
| 12 | Ms Janice Paris (PDF 42 KB) |
| 76466f66-bd98-4312-b1de-ff625ba36e9e~563777 |
| 13 | Personal Insolvency Professionals Association (PDF 2237 KB) |
| 59325e02-c472-4ee4-b77f-ab86d696a616~563698 |
| 14 | Australian Bankers' Association Inc. (PDF 580 KB) |
| a72a6ad0-cfc1-4aba-a700-9293200a0507~563737 |
| 15 | Mr Michael Lhuede (PDF 501 KB) |
| 803cfb8f-9685-4e17-9320-f7c0b48aa029~563788 |
| 16 | Professor Christopher Symes (PDF 61 KB) |
| 088c9ede-8279-4392-902f-f8807ddb6297~563789 |
| 17 | Attorney-General's Department (PDF 200 KB) |
| ef5d1e0a-d29f-4870-add3-3c74fecfc8f6~563899 |
| 18 | Consumer Action Law Centre, Financial Rights Legal Centre, and Financial Counselling Australia (PDF 2555 KB) |
| 666016e9-1964-40e0-bfee-5feb60d8de32~564089 |
| 19 | Ms Betty Weule A.M (PDF 42 KB) |
| 29b1fa7b-9179-4b08-9fea-b5df82e7891a~564369 |