Abbreviations and Acronyms

Abbreviations and Acronyms

ACCI

Australian Chamber of Commerce and Industry

ACL

Australian Credit License

AFCA

Australian Financial Complaints Authority

AFIA

Australian Financial Industry Association

AFMA

Australian Financial Markets Association

AI Group

Australian Industry Group

ASIC

The Australian Securities and Investments Commission

ASIC Act

Australian Securities and Investments Commission Act 2001

ATO

Australian Taxation Office

BCA

Business Council of Australia

the bill

Treasury Laws Amendment (Responsible Buy Now Pay Later and Other Measures) Bill 2024

BNPL

Buy Now, Pay Later

CbC

country by country

the Commissioner

Commissioner of Taxation

the committee

Senate Economics Legislation Committee

CRC

Convention on the Rights of the Child

Credit Act

National Consumer Credit Protection Act 2009

CRPD

Convention on the Rights of Persons with Disabilities

CTA

Corporate Tax Association

EPAA

Emerging Payments Association Asia

EU

European Union

EU Directive 2021/2101

European Union’s reporting regime

FACT

Financial Accountability and Corporate Transparency Coalition

GDP

Gross Domestic Product

GRI

Global Reporting Initiative

ICCPR

International Covenant on Civil and Political Rights

ICESCR

International Covenant on Economic, Social and Cultural Rights

IT(TP) Act

Income Tax (Transitional Provisions) Act 1997

ITA Act

Income Tax Assessment Act 1997

LAQ

Legal Aid Queensland

LCCCs

low-cost credit contracts

Medicare Levy Act

Medicare Levy Act 1986

MFAA

Mortgage and Finance Association of Australia

NFTC

National Foreign Trade Council

NSA

National Skills Agreement

NSPP

National Specific Purpose Payments

OECD

Organisation for Economic Cooperation and Development

RLO

responsible lending obligations

the Scrutiny Committee

Senate Standing Committee for the Scrutiny of Bills

SIFMA

United States Securities Industry and Financial Markets Association

the Statement

Statement of Compatibility with Human Rights

TA Act

Taxation Administration Act 1953

Treasury

Department of the Treasury

UCT

Unfair Contract Terms