• Overview
• Interaction between overarching principles and targeted codes
• Reporting obligations and compliance burden
• Complexity of consumer redress and apportioning liability
• Risks of unintended consequences and consumer disruption
• Importance of a law-and-order response alongside prevention
• Disproportionate penalty regime and concurrent enforcement mechanisms
• Recommendations

• Introduction
• Consultation
• Evidence tendered to the Committee
• Recommendations
• Information Asymmetry