ADIs | Authorised deposit-taking institutions |
AFCA | Australian Financial Complaints Authority |
AFIA | Australian Finance Industry Association |
AHURI | Australian Housing and Urban Research Institute |
APRA | Australian Prudential Regulation Authority |
APG 220 | Prudential Practice Guide APG 220 Credit Risk Management |
APG 223 | Prudential Practice Guide APG 223 Residential Mortgage Lending |
APS 220 | Prudential Standard APS 220 Credit Risk Management |
ASIC | Australian Securities and Investment Commission |
CBA | Commonwealth Bank of Australia |
COBA | Customer Owned Banking Association |
the committee | The Senate Economics References Committee |
FBAA | Finance Brokers Association of Australasia Limited |
GFC | 2008 Global Financial Crisis |
HGS | Home Guarantee Scheme |
HIA | Housing Industry Association |
the inquiry | Inquiry into Australia’s financial regulatory framework and home ownership |
LMI | Lenders Mortgage Insurance |
LVR | Loan to value ration |
MBA | Master Builders Australia |
MFAA | Mortgage and Finance Association of Australia |
NAB | National Australia Bank |
National Credit Act | National Consumer Credit Protection Act 2009 |
PCA | Property Council of Australia |
RBA | Reserve Bank of Australia |
RG 209 | ASIC Regulatory Guide 209 |
RLO | Responsible Lending Obligations |
Treasury | Department of the Treasury |
Westpac | Westpac Banking Corporation |