Consumer Credit Protection Amendment (Fees) Bill 2011

Consumer Credit Protection Amendment (Fees) Bill 2011

14 September 2011

© Commonwealth of Australia 2011
ISBN 978-1-74229-518-3

View the report as a single document - (PDF 939KB)


View the report as separate downloadable parts:

Spacer Image
Membership of Committee (PDF 205KB)
 
Glossary and list of abbreviations (PDF 8KB)
 
Chapter 1 - Introduction (PDF 67KB)

Referral
Summary of the Bill
Conduct of the inquiry
Consideration by the Senate Scrutiny of Bills Committee
Outline of the report

 
Chapter 2 - Schedule 1—Reasonable fees or charges (PDF 201KB)

Current regulation of credit fees and charges
The provisions of Schedule 1 to the Bill

 
Chapter 3 - Overview of early termination fees and Schedule 2 (PDF 338KB)

Background
Debate surrounding early termination fees
Schedule 2 to the Bill

 
Chapter 4 - Possible conflict and uncertainty between Schedule 2 and other laws (PDF 68KB)

Scope of each statute

 
Chapter 5 - Committee view and recommendations (PDF 52KB)

Principle of allowing early termination fees
Approach taken in Schedule 2 to the Bill
Schedule 1 to the Bill

 
Additional comments by Coalition Senators (PDF 56KB)
 
Minority report by Senator Nick Xenophon (PDF 9KB)
 
Appendix 1 - Submissions Received (PDF 5KB)

For further information, contact:

Department of the Senate
PO Box 6100
Parliament House
Canberra ACT 2600
Australia

Phone: +61 2 6277 3540
Fax: +61 2 6277 5719
Email: economics.sen@aph.gov.au