Chapter 5: Housing

5.1 Lending for owner occupied housing

	2011	2012	2013	2014	2015
Value (a) – $ million
New South Wales	53 461	51 919	59 442	66 893	85 800
Victoria	43 673	44 277	49 010	54 510	65 624
Queensland	26 997	29 340	32 398	36 113	38 678
South Australia	9 007	8 829	9 994	10 720	11 674
Western Australia	19 309	22 991	27 374	28 701	27 262
Tasmania	2 043	1 927	2 072	2 332	2 424
Northern Territory	1 122	1 373	1 402	1 568	1 337
Australian Capital Territory	2 822	2 890	3 218	3 412	3 991
Australia	158 434	163 545	184 911	204 248	236 790

Annual change – per cent
New South Wales	9.3	-2.9	14.5	12.5	28.3
Victoria	2.1	1.4	10.7	11.2	20.4
Queensland	-10.7	8.7	10.4	11.5	7.1
South Australia	-1.8	-2.0	13.2	7.3	8.9
Western Australia	1.5	19.1	19.1	4.8	-5.0
Tasmania	1.8	-5.7	7.5	12.5	4.0
Northern Territory	-3.1	22.4	2.1	11.8	-14.7
Australian Capital Territory	1.1	2.4	11.4	6.0	17.0
Australia	1.5	3.2	13.1	10.5	15.9

(a) Lending commitments by all types of lenders for the construction and purchase of new or established owner occupied dwellings.
Source: ABS, Housing Finance, Jan 2016, cat. no. 5609.0

5.2 Home loan size

	2011	2012	2013	2014	2015
Average size of new owner-occupied home loan (a) – $'000
New South Wales	337.9	329.7	340.5	367.2	420.1
Victoria	304.4	298.4	302.2	329.2	362.5
Queensland	287.1	283.4	282.0	297.1	311.5
South Australia	249.6	244.4	247.9	261.4	275.1
Western Australia	280.6	286.0	303.8	332.8	339.6
Tasmania	216.7	217.4	213.4	220.9	222.1
Northern Territory	304.1	320.4	333.6	350.4	333.7
Australian Capital Territory	332.1	334.6	329.4	332.7	352.4
Australia	303.2	298.6	305.2	328.4	359.8

Annual change – per cent
New South Wales	-0.7	-2.4	3.3	7.8	14.4
Victoria	1.7	-2.0	1.3	8.9	10.1
Queensland	-1.6	-1.3	-0.5	5.4	4.8
South Australia	0.6	-2.1	1.4	5.4	5.2
Western Australia	-5.9	1.9	6.2	9.6	2.0
Tasmania	1.1	0.3	-1.8	3.5	0.5
Northern Territory	0.7	5.3	4.1	5.0	-4.8
Australian Capital Territory	3.3	0.7	-1.5	1.0	5.9
Australia	-0.3	-1.5	2.2	7.6	9.6

(a) Includes refinancing, but excludes alterations and additions and refinancing. Comprises construction of new dwellings and purchase of new and established dwellings
Source: ABS, Housing Finance, Jan 2016, cat. no. 5609.0

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