Additional Documents

1 PDF: Apple: NFC Chip Access - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021) Apple: NFC Chip Access - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021)
2 PDF: Apple: Bluetooth POS Payments - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021) Apple: Bluetooth POS Payments - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021)
3 PDF: Apple: App Store self-preferencing protections - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021) Apple: App Store self-preferencing protections - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021)
4 PDF: Apple: Least Cost Routing - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021) Apple: Least Cost Routing - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021)
5 PDF: Apple: Merchant surcharging - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021) Apple: Merchant surcharging - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021)
6 PDF: Apple: In-app purchase commissions - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021) Apple: In-app purchase commissions - Answer WQoN 001 conveyed on 8 July 2021 from Mr Wallace (received 23 July 2021)
7 PDF: Curtin University: Answer to question 01: Google's claim on data usage - taken on notice during public hearing on 27 July from Mr Hill (received 5 August 2021) Curtin University: Answer to question 01: Google's claim on data usage - taken on notice during public hearing on 27 July from Mr Hill (received 5 August 2021)
8 PDF: Curtin University: Answer to question 02: Other regulation models - taken on notice during public hearing on 27 July from Mr Hill (received 5 August 2021) Curtin University: Answer to question 02: Other regulation models - taken on notice during public hearing on 27 July from Mr Hill (received 5 August 2021)
9 PDF: Zip: Answer to question 01: Share of regulated and unregulated lending - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 5 August 2021) Zip: Answer to question 01: Share of regulated and unregulated lending - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 5 August 2021)
10 PDF: Zip: Answer to question 02: Regulatory frameworks for security of personal information on major platforms - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 5 August 2021) Zip: Answer to question 02: Regulatory frameworks for security of personal information on major platforms - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 5 August 2021)
11 PDF: CPA: Answer to question 01: German regulation of competition and consumer protection in 'big tech' - taken on notice during public hearing on 27 July 2021 from Senator O'Neill (received 11 August 2021) CPA: Answer to question 01: German regulation of competition and consumer protection in 'big tech' - taken on notice during public hearing on 27 July 2021 from Senator O'Neill (received 11 August 2021)
12 PDF: CPA: Answer to question 02: European regulation of competition and consumer protection in 'big tech' - taken on notice during public hearing on 27 July 2021 from Senator O'Neill (received 11 August 2021) CPA: Answer to question 02: European regulation of competition and consumer protection in 'big tech' - taken on notice during public hearing on 27 July 2021 from Senator O'Neill (received 11 August 2021)
13 PDF: eftpos: Answer to question 01: Least cost routing - taken on notice during public hearing on 26 July 2021 from Mr Hill (received 12 August 2021) eftpos: Answer to question 01: Least cost routing - taken on notice during public hearing on 26 July 2021 from Mr Hill (received 12 August 2021)
14 PDF: RBA: Answer to question 01: Other jurisdictions NFC regulation - taken on notice during public hearing on 26 July 2021 from Mr Wallace (received 13 August 2021) RBA: Answer to question 01: Other jurisdictions NFC regulation - taken on notice during public hearing on 26 July 2021 from Mr Wallace (received 13 August 2021)
15 PDF: RBA: Answer to question 02: What developments would indicate regulatory intervention is required - taken on notice during public hearing on 26 July 2021 from Senator Scarr (received 13 August 2021) RBA: Answer to question 02: What developments would indicate regulatory intervention is required - taken on notice during public hearing on 26 July 2021 from Senator Scarr (received 13 August 2021)
16 PDF: RBA: Answer to question 03: Potential savings from least-cost routing of dual-network debit card transactions - taken on notice during public hearing on 26 July 2021 from Mr Hill (received 13 August 2021) RBA: Answer to question 03: Potential savings from least-cost routing of dual-network debit card transactions - taken on notice during public hearing on 26 July 2021 from Mr Hill (received 13 August 2021)
17 PDF: RBA: Answer to question 04: Countries where Australia's financial data is held - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 13 August 2021) RBA: Answer to question 04: Countries where Australia's financial data is held - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 13 August 2021)
18 PDF: Google: Answer to question 01: Use of data by Google - taken on notice during public hearing on 26 July 2021 from Mr Hill (received 17 August 2021) Google: Answer to question 01: Use of data by Google - taken on notice during public hearing on 26 July 2021 from Mr Hill (received 17 August 2021)
19 PDF: Google: Answer to question 02: Impacts on Fintech - taken on notice during public hearing on 26 July 2021 from Mr Georganas (received 17 August 2021) Google: Answer to question 02: Impacts on Fintech - taken on notice during public hearing on 26 July 2021 from Mr Georganas (received 17 August 2021)
20 PDF: Google: Answer to question 03: Location of data centres - taken on notice during public hearing on 26 July 2021 from Mr Wallace (received 17 August 2021) Google: Answer to question 03: Location of data centres - taken on notice during public hearing on 26 July 2021 from Mr Wallace (received 17 August 2021)
21 PDF: Google: Answer to question 04: App developers on Google Play - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 17 August 2021) Google: Answer to question 04: App developers on Google Play - taken on notice during public hearing on 26 July 2021 from Senator O'Neill (received 17 August 2021)
22 PDF: Treasury: Answer to question 01: Apple NFC access - taken on notice during public hearing on 27 July 2021 from Senator O'Neill (received 23 August 2021) Treasury: Answer to question 01: Apple NFC access - taken on notice during public hearing on 27 July 2021 from Senator O'Neill (received 23 August 2021)
23 PDF: Treasury: Answer to question 02: Council of Financial Regulators recommendations - taken on notice during public hearing on 27 July 2021 from Mr Hill (received 23 August 2021) Treasury: Answer to question 02: Council of Financial Regulators recommendations - taken on notice during public hearing on 27 July 2021 from Mr Hill (received 23 August 2021)
24 PDF: Commonwealth Bank of Australia: Assessing BNPL - Answer to WQoN 002_01 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021) Commonwealth Bank of Australia: Assessing BNPL - Answer to WQoN 002_01 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021)
25 PDF: Commonwealth Bank of Australia: Treatment of BNPL accounts- Answer to WQoN 002_02_03 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021) Commonwealth Bank of Australia: Treatment of BNPL accounts- Answer to WQoN 002_02_03 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021)
26 PDF: Commonwealth Bank of Australia: BNPL liability - Answer to WQoN 002_04 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021) Commonwealth Bank of Australia: BNPL liability - Answer to WQoN 002_04 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021)
27 PDF: Commonwealth Bank of Australia: Promoting BNPL - Answer to WQoN 002_05 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021) Commonwealth Bank of Australia: Promoting BNPL - Answer to WQoN 002_05 conveyed on 18 August 2021 from Senator O'Neill (received 21 September 2021)
28 PDF: Commonwealth Bank of Australia: Fraud Stats - taken on notice during public hearing on 27 July 2021 from Mr Hill (received 21 September 2021) Commonwealth Bank of Australia: Fraud Stats - taken on notice during public hearing on 27 July 2021 from Mr Hill (received 21 September 2021)
29 PDF: Commonwealth Bank of Australia: Future scenario - taken on notice during public hearing on 27 July 2021 from SEN O'Neill (received 21 September 2021) Commonwealth Bank of Australia: Future scenario - taken on notice during public hearing on 27 July 2021 from SEN O'Neill (received 21 September 2021)
30 PDF: Commonwealth Bank of Australia: Market statistics - taken on notice during public hearing on 27 July 2021 from Mr Wallace (received 21 September 2021) Commonwealth Bank of Australia: Market statistics - taken on notice during public hearing on 27 July 2021 from Mr Wallace (received 21 September 2021)
31 PDF: Commonwealth Bank of Australia: Media Bargaining Code - taken on notice during public hearing on 27 July 2021 from SEN Scarr (received 21 September 2021) Commonwealth Bank of Australia: Media Bargaining Code - taken on notice during public hearing on 27 July 2021 from SEN Scarr (received 21 September 2021)
32 PDF: Commonwealth Bank of Australia: BNPL data - taken on notice during public hearing on 27 July 2021 from Mr Hill (received 4 February 2022) Commonwealth Bank of Australia: BNPL data - taken on notice during public hearing on 27 July 2021 from Mr Hill (received 4 February 2022)

See Also

Other information presented to the inquiry

Committee Secretariat contact:

Committee Secretary
Parliamentary Joint Committee on Corporations and Financial Services
PO Box 6100
Parliament House
Canberra ACT 2600

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