Search all bills

TOTAL RESULTS: 1925

• National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Bill 2018

  Track (What's this?)

  Date

  28 Mar 2018 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Portfolio

  Treasury 

  Summary

  Amends the:

  National Consumer Credit Protection Act 2009

  to: establish a mandatory comprehensive credit reporting regime to apply from 1 July 2018; and expand the Australian Securities and Investments Commission’s powers so it can monitor compliance with the regime; and

  Privacy Act 1988

  to impose additional requirements as to where and how data held by a credit reporting body must be stored. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2018

  Track (What's this?)

  Date

  26 Feb 2018 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Sponsor

  HAMMOND, Tim, MP 

  Summary

  Amends the

  National Consumer Credit Protection Act 2009

  to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayments and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections; and increase penalties. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2018 [No. 2]

  Track (What's this?)

  Date

  22 Oct 2018 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Sponsor

  MCGOWAN, Cathy, MP 

  Summary

  Amends the

  National Consumer Credit Protection Act 2009

  to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayments and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections; and increase penalties. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2019

  Track (What's this?)

  Date

  16 Sep 2019 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Sponsor

  SHARKIE, Rebekha, MP 

  Summary

  Amends the

  National Consumer Credit Protection Act 2009

  to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayment and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections; and increase penalties. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2019

  Track (What's this?)

  Date

  18 Feb 2019 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Sponsor

  KING, Madeleine, MP 

  Summary

  Amends the

  National Consumer Credit Protection Act 2009

  to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayments and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections; and increase penalties. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2019 (No. 2)

  Track (What's this?)

  Date

  02 Dec 2019 

  Chamber

  Senate 

  Status

  Not Proceeding 

  Sponsor

  GRIFF, Sen Stirling
  MCALLISTER, Sen Jenny 

  Summary

  Amends the

  National Consumer Credit Protection Act 2009

  to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayment and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections; and increase penalties. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Small Amount Credit Contract and Consumer Lease Reforms) Bill 2020

  Track (What's this?)

  Date

  30 Nov 2020 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Sponsor

  WILKIE, Andrew, MP 

  Summary

  Amends the

  National Consumer Credit Protection Act 2009

  to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayment and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections, and increase penalties. 

  Bill | Explanatory Memorandum

• National Consumer Credit Protection Amendment (Supporting Economic Recovery) Bill 2020

  Track (What's this?)

  Date

  09 Dec 2020 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Portfolio

  Treasury 

  Summary

  Amends the:

  National Consumer Credit Protection Act 2009

  to: provide that responsible lending obligations apply only to small amount credit contracts, small amount credit contract-equivalent loans provided by authorised deposit-taking institutions (ADIs) and consumer leases; provide the minister with the power to determine standards specifying requirements for a credit licensee's systems, policies and processes in relation to certain non-ADI credit conduct; impose a cap on the total payments that can be made by a lessee in connection with a consumer lease; extend the protected earnings requirement for small amount credit contracts to cover all consumers and introduce a similar protected earnings requirements for consumer leases for household goods; restrict the use and disclosure of account statements; amend requirements for licensees to disclose information to consumers; introduce broad anti-avoidance protections to prohibit schemes that are designed to avoid the application of the Act in relation to small amount credit contracts and consumer leases; and make consequential amendments; and

  Age Discrimination Act 2004

  to exempt the reverse mortgage scheme from the application of the Act. 

  Bill | Explanatory Memorandum

• National Crime Authority Amendment Bill 2000

  Track (What's this?)

  Date

  13 Mar 2000 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Sponsor

   

  Bill

• National Disability Insurance Scheme Amendment (Worker Screening Database) Bill 2019

  Track (What's this?)

  Date

  13 Feb 2019 

  Chamber

  House of Representatives 

  Status

  Not Proceeding 

  Portfolio

  Families and Social Services 

  Summary

  Amends the

  National Disability Insurance Scheme Act 2013

  to establish a database for nationally consistent worker screening for people who provide NDIS supports and services through a registered NDIS provider. 

  Bill | Explanatory Memorandum