Financial Sector Reform Bill 2022

Type
Government
Portfolio
Treasury
Originating house
House of Representatives
Status
Act
Parliament no
47

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Summary

Introduced with the Financial Accountability Regime Bill 2022, Financial Services Compensation Scheme of Last Resort Levy Bill 2022 and Financial Services Compensation Scheme of Last Resort Levy (Collection) Bill 2022, the bill amends: 12 Acts to make amendments consequential on the new financial accountability regime; the Australian Prudential Regulation Authority Act 1998 and Banking Act 1959 to make amendments consequential on the end of the banking executive accountability regime; the Corporations Act 2001, Australian Securities and Investments Commission Act 2001 and National Consumer Credit Protection Act 2009 to establish the financial services compensation scheme of last resort to provide compensation to eligible consumers where the Australian Financial Complaints Authority has made a determination in their favour that remains unpaid; the National Consumer Credit Protection Act 2009 to impose additional obligations on providers of small amount credit contracts and consumer leases; and the National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 to include application provisions.

Progress

House of Representatives
Introduced and read a first time 08 Sep 2022
Second reading moved 08 Sep 2022
Second reading debate 28 Sep 2022
Second reading agreed to 28 Sep 2022
Third reading agreed to 28 Sep 2022
Senate
Introduced and read a first time 25 Oct 2022
Second reading moved 25 Oct 2022
Second reading agreed to 01 Dec 2022
Third reading agreed to
  • : Amendment details: 7 Government agreed to
01 Dec 2022
House of Representatives
Message from Senate reported 02 Dec 2022
Consideration of Senate message
  • Details: House agreed to Senate amendments
02 Dec 2022
Finally passed both Houses 02 Dec 2022
Assent
  • Act no: 87
  • Year: 2022
12 Dec 2022

Documents and transcripts

Text of bill

Explanatory memoranda

Proposed amendments

Senate

Schedules of amendments

Bills digest

Notes

Helpful information

Text of bill

  • First reading: Text of the bill as introduced into the Parliament
  • Third reading: Prepared if the bill is amended by the house in which it was introduced. This version of the bill is then considered by the second house.
  • As passed by both houses: Final text of bill agreed to by both the House of Representatives and the Senate which is presented to the Governor-General for assent.

Explanatory memoranda

  • Explanatory memorandum: Accompanies and provides an explanation of the content of the introduced version (first reading) of the bill.
  • Supplementary explanatory memorandum: Accompanies and explains amendments proposed by the government to the bill.
  • Revised explanatory memorandum: Accompanies and explains the amended version (third reading) of the bill. It supersedes the explanatory memorandum.

Proposed amendments

Circulated by members and senators when they propose to make changes to the bill. For details about the outcome of proposed amendments please refer to either the Votes and Proceedings (House of Representatives) or the Journals (Senate).

Schedules of amendments

Schedules of amendments list amendments agreed to by the second house are communicated to the first house for consideration. Subsequent action by either house may also be included in a schedule.

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