From: mike.wake@apfs.com.au
Sent: Friday, 31 January 2003 6:04 PM
To: Corporations, Committee (SEN)
Subject: Attention: Kathleen Dermody

Hello Folk

Re:  Disclosure of Commission on Risk Insurance Products

I am aware that Michael Murphy and Ian George, also from Adelaide, have made detailed submissions.

I support the issues they have raised and would be happy to appear before the Committee should it see fit to visit Adelaide.

Kind regards
Mike Wake

(I am a Founding Director of APFS Ltd with 30 years experience, specialising in the protection of families and businesses in the event of death, total & permanent disablement, trauma and sickness & accident)