Monthly Statistical Bulletin
3.4  Household debt and household saving ratios
Quarter	2007–08	2008–09	2009–10	2010–11	2011–12
Household debt ratio (a) (b) – per cent
September	155.4	152.9	150.8	154.4	150.8
December	155.5	150.2	153.7	153.8
March	154.6	149.9	154.7	152.8
June	154.1	149.4	155.2	151.9
Household debt servicing ratio (a) - per cent
September	11.8	13.5	9.6	11.4	11.4
December	12.3	11.3	10.2	11.7
March	12.8	10.0	10.6	11.6
June	13.4	9.3	11.3	11.7
Household saving ratio (a) – per cent
September	4.2	4.9	10.1	9.3	10.1
December	3.6	12.4	8.6	9.1
March	4.2	11.4	9.5	10.8
June	3.2	12.2	7.9	9.1
Annual average	3.7	10.3	9.0	9.6
(a) Quarterly figures are seasonally adjusted.
(b) At the end of the quarter.
Sources: ABS, Australian national accounts: national income, expenditure and product,
Cat. no. 5206.0 for the household saving ratio;
RBA for the household debt and debt servicing ratios.
								Update
								7 March 2012 for saving ratio
								Late April 2012 for debt ratios